Possible paths when time matters
Contact your mortgage servicer
Ask whether repayment, forbearance, modification, reinstatement, or another loss-mitigation option may be available. Keep records of every conversation and document.
Consider a traditional sale
If the property has sufficient equity and timing allows, listing may provide broad market exposure. Ask a qualified professional whether the expected timeline fits any pending foreclosure dates.
Compare a direct as-is offer
A direct purchase may provide a simpler option when repairs, showings, buyer financing, or a long marketing period are impractical. Requesting an offer does not obligate you to accept it.
Information to gather now
- Your latest mortgage statement and servicer contact information
- Any notice of default, acceleration, or scheduled sale date
- Estimated property condition and needed repairs
- Liens, unpaid taxes, or association balances you know about
Foreclosure deadlines and rights are legal matters. Georgia Home Offer does not provide legal, tax, or foreclosure-prevention advice; consider speaking promptly with a Georgia attorney or HUD-approved housing counselor.
How Travis evaluates the property
Travis reviews the address, condition, comparable sales, likely repairs, title information, and available time. If a purchase is feasible, you receive a written offer to compare with your other choices.
Related resources: homes needing major repairs and unwanted rental properties.